Current Mortgage Rates

TERM                  RATE

2 Year Fixed        2.24%

5 Year Fixed        2.59%

5 Year VRM         2.15% Prime minus 0.70%

 

QUOTE OF THE WEEK

“Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do.” ”

– Mark Twain

Mortgage Expertise at your doorstep 24/7

Paul Croteau, AMP Mortgage Specialist BMO Bank of Montreal
Phone: (905) 321-3230 Fax: (905) 641-7854 Paul.croteau@bmo.com

Welcome to 16 Ridley Heights Dr.

1.16 Ridley Heights Dr.

This St. Catharines home is priced at $289,900.00.

Welcome to 16 Ridley Heights Blvd.  This updated bungalow is located in a secluded neighbourhood, yet close to many amenities and access to Hwy 406.  The kitchen has tons of storage with solid oak cupboards, pantry, side board and lots of counter space.  The enclosed breezeway is now a family room off the living room and provides for plenty of open space with lots of book shelving.  Formal dining room is off the kitchen. Carpet done in 2014.  This home has large, beautiful, bright windows.  There is a 2 sided wood fireplace in the living room and a wood stove in the family room.  There is a single attached garage with concrete floors, a double concrete driveway, underground sprinkler system, high efficiency furnace with electronic air cleaner and central air both replaced in 2007.  Windows, except basement, were done in 2009.  Alarm system is $360/year.  Excellent neighbourhood to make your home!  Come and see!

For more pictures of this and other homes, please go to the listings page of St. Catharines Real Estate or the blog listings section.

Tour St. Catharines

St. Catharines on WorldWeb

St. Catharines Website

The Masters Tournament Contest 2015

masters-hole-18It’s almost golf season, time to get ready for The Masters 2015, as the pros strive to win at Augusta National Golf Course, April 9th to 12th!  

Add some fun to the Master’s Contest this spring by entering the Salisbury Masters Golf Contest today!  Just tell us who you think will win The Masters and why.  You could be the WINNER of a $100 Dinner Gift Certificate.

Vote now or wait until the end of the first round.  If there is more than one winner, a draw will take place for the prize. The winner will be announced in the next Salisbury newsletter.

Good Luck to everyone!

2014 Masters Contest

Current Mortgage Rates

TERM                  RATE

5 Year Fixed        2.59%

5 Year VRM         2.15% Prime minus 0.70%

 

Mortgage Expertise at your doorstep 24/7

Paul Croteau, AMP Mortgage Specialist BMO Bank of Montreal
Phone: (905) 321-3230 Fax: (905) 641-7854 Paul.croteau@bmo.com

Happy Easter

imagesIH1UOL6QAfter a very cold and LONG winter and the start of spring, we welcome Easter and the warmer weather!  Hope you’ll have a chance to get outside for a walk or some light gardening, clean off those golf clubs and find a driving range or whatever it is you love to do this long weekend!  Happy Easter to you and your family!

Easter

bunnyy123Easter Sunday is the most important day in the Christian church calendar in Canada. It celebrates the resurrection of Jesus Christ after his crucifixion, according to Christian belief.  Traditionally the Easter Season lasted for the forty days from Easter Day until Ascension Day but now officially lasts for the fifty days until Pentecost. The first week of the Easter Season is known as Easter Week or the Octave of Easter. Easter also marks the end of Lent, a season of fasting, prayer, and penance.

The date of Easter is not a fixed date but does fall on the first Sunday after the full moon following March 21.  The date of Easter therefore varies between March 22 and April 25.

imagesXIMA49QQEaster eggs or spring eggs are special eggs given to celebrate the Easter holiday or springtime.  The egg was a symbol of the rebirth of the earth in celebrations of spring and was adopted by early Christians as a symbol of the resurrection of Jesus.  The oldest tradition is to use dyed or painted chicken eggs, but a modern custom is to substitute chocolate eggs, or plastic eggs filled with candies such as jelly beans. These eggs are often hidden, allegedly by the Easter Bunny, for children to find on Easter morning. According to some sources, the Easter bunny first arrived in America in the 1700s with German immigrants who settled in Pennsylvania and transported their tradition of an egg-laying hare called “Osterhase” or “Oschter Haws.” Their children made nests in which this creature could lay its colored eggs. Eventually, the custom spread across the U.S. and the fabled rabbit’s Easter morning deliveries expanded to include chocolate and other types of candy and gifts, while decorated baskets replaced nests. Additionally, children often left out carrots for the bunny in case he got hungry from all his hopping.  Enjoy your Easter treats!

 

 

Current Mortgage Rates

TERM                  RATE

5 Year Fixed        2.59%

5 Year Variable         2.15% Prime minus 0.70%

 

QUOTE OF THE WEEK

“Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending.”

– Carl Bard

Mortgage Expertise at your doorstep 24/7

Paul Croteau, AMP Mortgage Specialist BMO Bank of Montreal
Phone: (905) 321-3230 Fax: (905) 641-7854 Paul.croteau@bmo.com

St. Patrick’s Day!

March 17 calendarEnjoy your day on the 17th, celebrate respons-o’-bly and. . .

May love and laughter light your days,
and warm your heart and home.
May good and faithful friends be yours,
wherever you may roam.
May peace and plenty bless your world
with joy that long endures.
May all life’s passing seasons
bring the best to you and yours!

~ an Irish blessing

St. Patrick’s Day and the Leprechaun

LeprechaunFirst appearing in medieval texts, the leprechaun is a type of fairy, native to Ireland. However, instead of fluttering around the woods, he passes the time causing mischief and cobbling his often worn-out shoes. His small stature helps in evading capture; by the time humans realize something is amiss, he’s out the door!  If you’re lucky enough to catch a leprechaun, he not only grants wishes, but surrenders his pot of gold. Kids have been trying to trap one of these diminutive creatures for years, to no avail.

You can be really creative with the idea that leprechauns play tricks on kids. After all, they are tiny, green, greedy, and grumpy. Why not let your children decorate the house for the occasion? When they wake up on the morning of the 17th,  the “Leprechaun” has played a trick on them and shrunken all of the decorations to a tiny size. Or make ‘leprechaun traps’ or little houses to catch the Leprechaun. However, “he” will be too clever and has replaced all of their traps with green hats!

At some point, the Leprechaun symbol of Ireland was appropriated as a secular mascot for St. Patrick’s Day. Now an international sensation, the leprechaun can be found on breakfast cereals, in films and at St. Patrick’s Day  festivities around the world.