Civic Holiday events start on Friday July 30.  The Civic Holiday is the first Monday of August and offers a long weekend holiday during the summer vacation season in Canada……. a perfect time for family day activities, events and festivals.  This day is not a statutory holiday so most stores and businesses will be open.  All government agencies - including banks and the post office - will be closed.

The Top 2 News Stories regarding the Civic Holiday Weekend…

**The OPP is warning boaters and motorists they’ll be doubling enforcement to crack down on aggressive drivers, impaired drivers, seatbelt and life-jacket use on waterways and roads this Civic Holiday weekend.

**About 370 LCBO stores and 228 Beer Store outlets across Ontario will open on civic holiday Monday. It is not included as statutory holiday under Ontario’s Retail Business Holidays Act.

Be Smart and Enjoy a Great Weekend!

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Tags: Canadian-Civic-Holiday, St.-Catharines-Real-Estate, Timothy-Salisbury

Quote of the Week
If you don’t design your own life plan, chances are you’ll fall into someone else’s plan. And guess what they have planned for you? Not much.
Jim Rohn - 1930-2009, Author and Speaker

Have a great week!

Paul Croteau, AMP
Mortgage Specialist
BMO Bank of Montreal
31 King Street
St. Catharines, ON
ph: (905) 321-3230
fx: (905) 641-7854
Paul.Croteau@bmo.com

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Tags: St.-Catharines, Niagara, Canada, Mortgage-Rates, Paul-Croteau, Mortgage-Specialist, Bank-of-Montreal

This Niagara Falls home is priced at $179,900.00!

This 3 bedroom sidesplit, located in Historic Chippawa, is set on a great 61′ x 113′ fenced lot, big enough to add a pool for summer fun. Built in 2004, the 25′ x 17′ deck houses a 6-person hot tub. There are exposed hardwood floors in the bedrooms but carpet covers the wood floor in the living room. There is a large working kitchen with some appliances included. The dining room has newer patio doors to the deck, which is handy for easy barbecuing.The lower level recreation room has 2 windows just replaced, plus some built-in cabinets. The basement is partially finished and there is central air. Updates include a high efficiency forced-air gas furnace in 2009, hydro changed to breakers in 2005, and insulated headers and outside walls in the crawl space give you loads of extra storage room. Property Taxes for 2009 were $2204.00. Think of your future in the peaceful town of Chippawa!

For further information on this home, you can go here or please contact Timothy 800-467-8498 or email him.

For more picture of this and other homes, please go to the listings page of St. Catharines Real Estate or the blog listings section.

For Chippawa attractions, you can visit:

Niagara Falls State Park
Buffalo Gardens
Chippawa Battlefield Park
Chippawa Skateboard Park

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Tags: 8046-Breadner-Crescent, Chippawa, Niagara-Falls, Ontario, Chippawa-Listings, Chippawa-Homes, City-of-Chippawa, Chippawa-Attractions, St.-Catharines-Real-Estate, Tour-Chippawa, Timothy-Salisbury

I was completely satisfied-being a senior in St. Catharines for all my life. I was terrified with the thought of moving. Timothy sold my home for me without any stress whatsoever. Thanks Timothy!!

Ruby Carrol-16 Prince Edward Drive, St. Catharines Ontario

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This St. Catharines home is priced at $179,900.00!

Welcome to 6 Alexandra Boulevard. This well-cared for home is a solid brick bungalow with a garage and single asphalt drive. The kitchen is a good size with an eat-in area, plenty of cupboards and counter space. Two bedrooms are on the main floor with closet space and one bathroom between the bedrooms. Downstairs is the recreation room (currently used as a 3rd bedroom) with a bath and laundry room. Updates include vinyl windows, electrical updated, shingles, furnace, and central air done in 2004. The lovely covered patio looks out to perennial gardens in a fenced backyard. There is also a basement walk-out. This home is conveniently located near bus transportation, shopping, Brock University and the Pen Centre.  Property Taxes for 2010 were $2271.03. Don’t miss the opportunity to view this gem!

For further information on this home, you can go here or please contact Timothy 800-467-8498 or email him.

For this and other homes, please go to the listings page of St. Catharines Real Estate or the blog listings section.

For St. Catharines attractions, you can visit:

Tour St. Catharines
St. Catharines on WorldWeb
St. Catharines Website

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Tags: 6-Alexandra-Boulevard, St-Catharines-Listings, St.-Catharines-Homes, City-of-St.-Catharines, St.-Catharines-Attractions, St.-Catharines-Real-Estate, Tour-St.-Catharines, Timothy-Salisbury

This St. Catharines home is now priced at $110,900!

Welcome to 359 Geneva Street. Unit 408. This 880 square foot condo apartment has 2 bedrooms and a balcony with a southwest view over the city. It is located in the northend and within walking distance to a large shopping centre and close to bus transit. The apartment has laminate floors, bleached oak kitchen cabinets, stove, fridge and window air conditioner included, a large bright living room, a dining room with sliding doors to the balcony. The bathroom has been fully updated and there is a large in-unit storage room. This is a nice clean building in a great location! Property taxes in 2009 were $1527.44. Condo fee’s per month are $359.00 and an additional $20 for indoor parking a month.

For further information on this home, you can go here or please contact Timothy 800-467-8498 or email him.

For this and other homes, please go to the listings page of St. Catharines Real Estate or the blog listings section.

For St. Catharines attractions, you can visit:

Tour St. Catharines
St. Catharines on WorldWeb
St. Catharines Website

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Tags: 359-408-Geneva-Street, St.-Catharines-Listings, St.-Catharines-Homes, City-of-St.-Catharines, St.-Catharines-Attractions, St.-Catharines-Real-Estate, Tour-St.-Catharines, Timothy-Salisbury

The reason we called Timothy in the first place was because of his many sold signs in the neighbourhood. He was very helpful, professional, always in contact with us, and worked around our schedule. I always appreciated knowing when potential buyers were coming, even when I couldn’t be home, and I liked it that it wasn’t necessary for me to leave home every time someone wanted to visit. Overall, I was very satisfied with Timothy and the Team.

Phyllis Kerkhoven
Adult Fitness Instructor, Merchandiser

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Tags: St.-Catharines-Real-Estate, Timothy-Salisbury