St. Catharines Real Estate and Homes for Sale

Better Living Lifestyle & Home Show - May 15 & 16

Filed under: Homeowner Information, Local Events, Selling Your Home, Buying a Home — Timothy Salisbury @ 10:56 am May 13, 2010

Better Living Show
Better Products, Brighter Ideas, Best Values.

Free Samples
Free Advice
Free Contests
Free Demonstrations
Free Giveaways
Free Tastings

Learn about natural health products + unique doors & windows + check out vacations + compare insurance costs + energy grant opportunities + personal fitness programs + turn your kitchen into a dream + dealing with pain problems + save on the latest window fashions + evaluate your health + window & door specials + free fitness evaluation + chat with health professionals + home curb appeal solutions + book a cheap getaway + take in water treatment solutions + discounts on duct cleaning + check out energy efficient transportation + interior and exteriors paint specials + great deals on vehicles + financial solutions + driving lesson specials + explore adventure games + garage door systems + a lot more…

As our special guest, here is your FREE admission to the Better Living Lifestyle & Home Show, which will take place at:

A.N. Myer Secondary School
6338 O’Neil Street
Niagara Falls, Ontario

10am to 5pm Saturday, May 15
10m to 5pm Sunday, May 16
Mention our name at the door and save the entire $7.00 admission fee.

THIS PASS IS GOOD FOR YOU AND YOUR ENTIRE GROUP!

Drop by our booth and say hello!

Wise Cracks Niagara
Waterproofing and Concrete Technologies,
Div. of NFR, Water and Fire Damage Restoration

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Important Changes to Mortgages

Filed under: Current Mortgage Rates, Selling Your Home, Buying a Home — Timothy Salisbury @ 11:28 am February 16, 2010

Attention Bloggers,

Very important changes in relation to getting a mortgage.

As always, any questions don’t hesitate to call or e-mail me personally or leave your comments on my Blog and discuss with others.

T.
The Honourable Jim Flaherty, Minister of Finance, today announced a number of measured steps to support the long-term stability of Canada’s housing market and continue to encourage home ownership for Canadians.

“Canada’s housing market is healthy, stable and supported by our country’s solid economic fundamentals,” said Minister Flaherty. “However, a key lesson of the global financial crisis is that early policy action can help prevent negative trends from developing.”

The Government will therefore adjust the rules for government-backed insured mortgages as follows:

Require that all borrowers meet the standards for a five-year fixed rate mortgage even if they choose a mortgage with a lower interest rate and shorter term. This initiative will help Canadians prepare for higher interest rates in the future.
Lower the maximum amount Canadians can withdraw in refinancing their mortgages to 90 per cent from 95 per cent of the value of their homes. This will help ensure home ownership is a more effective way to save.
Require a minimum down payment of 20 per cent for government-backed mortgage insurance on non-owner-occupied properties purchased for speculation.

“There’s no clear evidence of a housing bubble, but we’re taking proactive, prudent and cautious steps today to help prevent one. Our Government is acting to help prevent Canadian households from getting overextended, and acting to help prevent some lenders from facilitating it,” said Minister Flaherty. “If some lenders aren’t willing to act themselves, we will act. These measures demonstrate the Government is committed to taking action when necessary to support the long-term stability of a sector that is so vital to our economy and the financial well-being of Canadian families.”

These adjustments to the mortgage insurance guarantee framework are intended to come into force on April 19, 2010.

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Tags: St.-Catharines, Timothy-Salisbury, Niagara, Canada, Mortgage-Rates, Paul-Croteau, Mortgage-Specialist, Bank-of-Montreal

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November Housing Starts Higher in St. Catharines-Niagara

Filed under: Homeowner Information, Selling Your Home, Buying a Home — Timothy Salisbury @ 12:42 pm December 9, 2009

Hey Bloggers,

CMHC just released the November Stats…finally starting to see some positive news in new home construction.

2009_12_08_0815_eoc.pdf

Timothy Salisbury
Broker
The Salisbury Team
Royal LePage Niagara Real Estate Centre Inc., Brokerage
Toll Free - 1-800-467-8498
Office - 905-937-6000
View My Website and my Blog at www.timothysalisbury.com
P.S. The best compliment we can ever receive, is when you tell others about us.

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Tags: St.-Catharines-Real-Estate, Canada-Home-Construction, Timothy-Salisbury, Canada-Mortgage-and-Housing-Corporation, CMHC

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Be careful when buying investment properties

Filed under: Homeowner Information, Buying a Home — Timothy Salisbury @ 2:57 pm December 7, 2009

Hey Bloggers,

Always be careful when buying investment properties. Here is a good article regarding Basement Apartments.

illegal_basement_apartments.pdf

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October Housing Starts Flat in St. Catharines-Niagara

Filed under: Homeowner Information, Selling Your Home, Buying a Home — Timothy Salisbury @ 1:01 pm November 17, 2009

Hey Bloggers,

October’s new housing report from Canada Mortgage and Housing Corporation.

2009_11_09_0815_eoc.pdf

Enjoy!

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Tags: St.-Catharines-Real-Estate, Canada-Home-Construction, Timothy-Salisbury, Canada-Mortgage-and-Housing-Corporation, CMHC

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CMHC - St Catharines-Niagara Press Release October 2009

Filed under: Homeowner Information, Selling Your Home, Buying a Home — Timothy Salisbury @ 12:15 pm October 20, 2009

Hey Bloggers,

The C.M.H.C. Press Release for the month of September just came out…seems new housing starts in the Niagara Region are down over September of 2008 by 32% and St. Catharines is down 38%. Not great news but remember that the interest rates are still very low and many great buying opportunities before the end of the year. We expect the real estate spring market (which is from February to May) to be very active and, in some cases, multiple offer situations for sellers on well priced homes.

2009_10_08_0815_eoc.pdf

Any questions on this or anything else relating to real estate market. Don’t hesitate to call or e-mail me.

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Tags: St.-Catharines-Real-Estate, Canada-Home-Construction, Timothy-Salisbury, Canada-Mortgage-and-Housing-Corporation, CMHC

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