Top Ten New Year Resolutions!

Entering a new year is a time to reflect on the past, and also a time to look forward.  It’s a time to reflect on the changes we want to make in our lives and resolving to follow through on them.  Here are the top 10 resolutions people make each year.  It may come as no surprise to see your resolution on this list! To read more, click here.

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Annual Customer Appreciation Night

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Thank you to those in the’ crowd’ above, who helped to raise $1225 for Community Care at the Annual Customer Appreciation Night.  A total of $2450 was donated by the Salisbury Team who matched the donation brought in from the night.

Don’t Forget US! We need HELP all year!

Nothing but a Positive Experience with St. Catharines Real Estate

65-cindy-drive_640×370.jpgIt has been a pleasure to do business with Tim’s team. It has been nothing but a positive experience. If we would do it all over again (not that we would want to for 30 years), we would do it with Tim’s team 101 times out of 100. We found all the people referred to help us buy a home have been excellent.  Sally is professional, personable and downright nice to work with. I appreciate all that the Salisbury team has done for us and look forward to being in our new home!

Todd Anderson and Teri Smith

Jingle Bells – A Christmas Song?

jinglebells.jpgThe most popular Christmas song in America, Jingle Bells has not always been associated with Christmas, and its origins remain a controversial mystery to this day. Written in the 1850′s by James Lord Pierpont, an uncle of the famously wealthy financier John Pierpont Morgan, the song is not what we may think.

The song was originally named “The One Horse Open Sleigh” and was recited during a Thanksgiving mass sometime in the 1840′s in Medford. The song was so favorably received by the audience that it was again performed for Christmas mass that same year, establishing it as a Christmas favorite ever since.

No matter how charming the legends surrounding the origins of Jingle Bells may be, one thing is for sure – “The One Horse Open Sleigh” was most definitely not written as a song with Christmas in mind. Rather, it is more likely that the lyrics reflect Pierpont’s fond memories of his childhood in New England where winters were filled with the thrill of racing through the snow covered landscape in open sleighs drawn by horses. Also, the bells in the song refer to bells on leather straps worn by horses, as pictured above.

Top Ten Christmas Books in 2011
Jingle Bells Lyrics
Read Timothy’s Christmas Letter

Current Mortgate Rates for St. Catharines/Niagara area

Rate
Term
4-Year Fixed
2.99%
5-Year VRM
2.80% Prime minus 0.20%

Quote of the Week
The only real blind person at Christmas-time is he who has not Christmas in his heart.
Helen Keller

Merry Christmas!

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Paul Croteau, AMP
Mortgage Specialist
BMO Bank of Montreal
31 King Street
St. Catharines, ON
ph: (905) 321-3230
fx: (905) 641-7854
Paul.Croteau@bmo.com

The St. Catharines Real Estate Team provide such professional service

donna-mom.jpgWhat a marvelous job Timothy did for me!! It was a pleasure working with him and the team who provided me with such professional service. I was always well informed and constantly updated, which was a very nice touch.

Donna Micallef and her Mom Joy

Welcome to 15 Parkdale Drive, Thorold, Ontario, Canada

 UPDATE: This St. Catharines home is SOLD!

Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings.

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This St. Catharines home is priced at $179,900.00!

This 1 1/2 storey home features 3 bedrooms and 1 1/2 bathrooms. The kitchen has been updated with cupboards, countertops, sink, and laminate flooring. There are hardwood floors in all the bedrooms, the master bedroom being on the main floor. The living room is carpeted with hardwood floors underneath. The basement has a high ceiling and is partly finished with a recreation room. Six appliances are included. Also includes forced air gas heating, central air and maintenance free exterior. Property taxes for 2011 are $2595.00. Located in a nice neighbourhood area of Thorold. Closing date is flexible and available to move in before Christmas!

For further information on this home, you can go here or please contact Timothy 800-467-8498 or email him.

For this and other homes, please go to the listings page of St. Catharines Real Estate or the blog listings section.

For some of Thorold’s attractions, please click on the following links:
Thorold Blackhawks
Thorold City Hall
Brock University
The Pen Centre