Current Mortgate Rates for St. Catharines/Niagara area

Rate
Term
5-Year Fixed
3.89%
5-Year VRM
2.15% Prime minus 0.85%

Quote of the Week
The greatest barrier to success is the fear of failure.
Sven Goran Eriksson

Have a great week!

paulcroteau.jpg

Paul Croteau, AMP
Mortgage Specialist
BMO Bank of Montreal
31 King Street
St. Catharines, ON
ph: (905) 321-3230
fx: (905) 641-7854
Paul.Croteau@bmo.com

Stanley Cup Finals! Boston Bruins versus the Vancouver Canucks

Hey Bloggers,

stanley-cup.pngIt’s the Stanley Cup Finals with the Boston Bruins versus the Vancouver Canucks! Here’s your chance, as a Salisbury client, to be a part of something fun (even if you don’t like hockey) and win a $100 Gift Certificate to the St. Catharines Keg!

Add your comment below and tell us who you think will win the Stanley Cup, why and by how many games.

If you really know nothing about hockey or the current teams, check out the information below and the links to educate yourself, then make a comment, it’s that easy!

Don’t wait! There are only 7 games. They begin on Wednesday, June 1st, and the last chance to vote or to change your vote is before the start of Game 3 on Monday, June 6th.

If there is more than one winner, a draw will take place. The winner will be announced in the next newsletter following the Stanley Cup Finals.

Good Luck to all
T.

2010 Stanley Cup Contest

The Salisbury Team and Jim Gifford are Great!

deb-jones-jim-gifford.JPGJim Gifford of The Salisbury Team was a great sales representative. He was very helpful and answered all the questions I had. Jim knew what I was looking for after our first meeting and took his time with me to find my perfect home. The worst thing was being under pressure to find and buy a home before June 1. I closed May 16th and am moving in on the long weekend! Thanks to Jim, Timothy and The Salisbury Team – it’s been a great experience.

Deb Jones, PCP
Assistant Office Manager

The Salisbury Team and Sally Dollar are Great!

rob-and-sandy-appleyard.JPGThanks to Timothy and the Salisbury Team! Sally Dollar was a great sales representative who was very responsible and always responded quickly to our calls. She made the process very easy for us. We ran into a couple of situations – we were sick as a whole family when we sold our house and again when finalizing the purchase of our new home, and our painter told us he wasn’t able to do our paint work. Of course, being sick had nothing to do with the efforts of the Salisbury Team! And, since we weren’t from the area, Timothy quickly helped us with our painting problem. Stacey, his home stager, returned a call to us promptly and gave us a couple of leads…and our painting job is now set to go! We’ve had good contact with Timothy. He runs a great Team! We are very happy with our decision and look forward to living and working in Niagara.

Rob and Sandy Appleyard

Current Mortgate Rates for St. Catharines/Niagara area

Rate
Term
5-Year Fixed
3.99%
5-Year VRM
2.15% Prime minus 0.85%

Quote of the Week
All I’m gonna do is just go on and do what I feel.
Jimi Hendrix

Have a great week!

paulcroteau.jpg

Paul Croteau, AMP
Mortgage Specialist
BMO Bank of Montreal
31 King Street
St. Catharines, ON
ph: (905) 321-3230
fx: (905) 641-7854
Paul.Croteau@bmo.com

Victoria Day Long Weekend 2011

victoria-day.jpgFirework displays and parades are very common to mark Victoria Day.  For many people, the Victoria Day long weekend marks the end of the winter and the unofficial start of the spring or summer season.  This weekend is also a marker for gardeners to be reasonably sure that there will be no more frost until the autumn so they can sow or plant out delicate crops and plants.

Many stores are closed in many Canadian provinces and territories.  Post offices across Canada are closed. Public transport services may run to a normal or reduced timetable.

Queen Victoria was born on May 24,1819.  Following the death of 3 uncles and her father, she became Queen of the United Kingdom on June 20, 1837 and reigned until her death on January 22, 1901 (63 1/2 years).  Victoria is still the longest reigning monarch of the United Kingdom.  (Queen Elizabeth has reigned 59 years to date.)   During Victoria’s life, the British Empire expanded considerably.  However, her powers as Queen were reduced as the House of Commons became more important and powerful in British politics.

victoriaday.gifThe monarch’s birthday has been celebrated in Canada since before the beginning of Queen Victoria’s reign. After her death, in 1901, May 25 became known as Empire Day. The sovereign’s official birthday was still celebrated, on the King’s or Queen’s actual birthday. In 1952, Empire Day was moved to the Monday before May 25 and since 1953, the official birthday of Queen Elizabeth II has been celebrated on this date in Canada. In 1958, Empire Day became known as Commonwealth Day, which was moved to the second Monday in March. The Monday before May 25 then became known as Victoria Day, which is a Canadian statutory holiday.

It was so simple!

lrchannell.jpgThank you so much to Timothy and his team of professionals for their great work to sell my home. It was so simple. Every step was made easy for me and, before you know it, my house was sold! I really liked Timothy as my realtor. He reminds me so much of Andre’ Rieu and I think he is wonderful!

Mrs. L. R. Channell

A note from Timothy…“Andre’ Rieu is a famous Dutch violinist, conductor and composer and created the Johann Strauss Waltz Symphony Orchestra. Check out the pictures of Andre’ here to see if we look alike!”