Current Mortgate Rates for St. Catharines/Niagara area

Filed under: Current Mortgage Rates — Timothy Salisbury @ 12:45 pm April 27, 2009
Rate
Term
5-Year Fixed 3.69%
5-Year VRM 2.85% Prime plus 0.60%

Quote of the Week
There is no better time than now. The time to live is now. The time to dream is now. The time to imagine and forget the past is now. The time to shine is now. The time to bleed, sweat, and determine yourself for the things you want most is now.
Anonymous

Have a great week!

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Paul Croteau
Mortgage Specialist
BMO Bank of Montreal
31 King Street
St. Catharines, ON
ph: (905) 321-3230
fx: (905) 641-7854
Paul.Croteau@bmo.com

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Welcome to 5 Richelieu Circle in St. Catharines Ontario Canada

Filed under: Listings — Timothy Salisbury @ 8:00 am April 22, 2009

UPDATE: The home has been SOLD!

Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings.

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This St. Catharine’s home is priced at $249,900.00!

Welcome to Walker’s Creek, a great place to live in this solid 4 level sidesplit!  Located on a cul de sac, it is the ideal home for family with 3 bedrooms and 1 bedroom on the lower level.  Features include hardwood floors under the carpets, a wood burning fireplace in the living room, central air, central vacuum, 5 yr. old forced air gas furnace and the hydro has been updated to breakers.  The lower level has a 4th bedroom, a 3 piece bath and recreation room with plenty of windows, the 4th level offers a full basement level with laundry and utilities on one side and a huge unfinished area that is waiting for your ideas for further development.  The back door from the kitchen opens into a large pie-shaped lot with a private hedged patio area.  Shade trees offer a welcoming place for children to play and this lot is large enough to accommodate a pool!   Lots of room for living and play, this location and home may be for you! Property Taxes for 2008 is $3,568.00.

For further information on this home, you can go here or please contact Timothy 800-467-8498 or email him.

For more picture of this or other homes, please go to the listings page of St. Catharines Real Estate or the blog listings section.

For St. Catharines attractions, you can visit:

Tour St. Catharines
St. Catharines on WorldWeb
St. Catharines Website

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Welcome to 12 Edgedale Road in St. Catharines Ontario Canada

Filed under: Listings — Timothy Salisbury @ 8:00 am April 21, 2009

UPDATE: The home has been SOLD!

Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings.

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This St. Catharines home is priced at $219,900.00!

A perfect home in a perfect location - Old Glenridge!! Take a look at this 3 + 3 bedroom brick bungalow home with 1250 square feet presently rented to Brock Students.  Large living room with original wood fireplace and hardwood floors that opens to the dining room.  Large eat-in kitchen and master bedroom on the main floor plus 2 other bedrooms.  The basement has an office, recreation room and bathroom but office presently a bedroom.  Single attached garage has access to the house through an enclosed breezeway.  Extras include a concrete driveway and lifetime roof was put in 1999.  Enjoy this great neighbourhood, minutes to Burgoyne Woods, Glenridge School and Sir Winston and Denis Morris High Schools close by.  A great rental opportunity or make it your family home!

For further information on this home, you can go here or please contact Timothy 800-467-8498 or email him.

For more picture of this and other homes, please go to the listings page of St. Catharines Real Estate or the blog listings section.

For St. Catharines attractions, you can visit:

Tour St. Catharines
St. Catharines on WorldWeb
St. Catharines Website

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Welcome to 92 Highland Avenue St. Catharines Ontario Canada

Filed under: Listings — Timothy Salisbury @ 8:00 am

UPDATE: The home has been SOLD!

UPDATE: The price has been adjusted to $179,900!

Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings.

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This St. Catharines home is priced at $189,900.00!

This fabulous “Old Glenridge” location, 3-bedroom bungalow comes with a full basement and numerous updates. Updates include newer carpet with some hardwood underneath, an updated 4pc bath with insert, enclosed front porch, separate drive, new windows, roof, and furnace, complete with central air. It has also been freshly painted in neutral tones. This is a great starter or retirement home with immediate occupancy.

Burgoyne Woods, St. Catharines’ largest municipal park, is located in the east end of the community near the historic routing of the Welland Canal.

For further information, please contact Timothy at 800-467-8498 or email him.

For more pictures of this home, click here. For other homes I have listed, please visit St. Catharines Real Estate listings page or the listings section of the blog.

For St. Catharine’s attractions, please visit:

Tour St. Catharines

St. Catharines Website

St. Catharines on WorldWeb

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Current Mortgate Rates for St. Catharines/Niagara area

Filed under: Current Mortgage Rates — Timothy Salisbury @ 11:32 am April 20, 2009
Rate
Term
5-Year Fixed 3.89%
5-Year VRM 3.10% Prime plus 0.60%

Quote of the Week
For every sale you miss because you’re too enthusiastic, you will miss a hundred because you’re not enthusiastic enough.
Zig Ziglar

Have a great week!

paulcroteau.jpg

Paul Croteau
Mortgage Specialist
BMO Bank of Montreal
31 King Street
St. Catharines, ON
ph: (905) 321-3230
fx: (905) 641-7854
Paul.Croteau@bmo.com

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Spring into Fire Safety

Filed under: Safety — Timothy Salisbury @ 10:53 am April 17, 2009

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Spring has finally arrived. Time to put away the snow shovel, and get out the lawn mower.

Let’s not forget safety.

Change the oil, install new spark plugs and new filters. Clean the mower deck and sharpen the blade. Move the mower to the outside. Re-fill the gas tank with fresh fuel taking care to prevent spills and carefully wiping up any that does. Now is the time to start your mower. Always run any gasoline engines out doors, preventing Carbon Monoxide poisoning.

Before mowing, clear the lawn area of all debris that could be thrown by the mower.

Gasoline should always be stored in safety containers in the storage shed or garage. NEVER inside the house. Gasoline fumes can KILL.

Barbecue Safety

Time to get out the BBQ and get ready to cook outdoors !

First we have to clean up from the long winter. Wash off the outside with soap and water. Remove the briquettes and inspect the burner for rust and other damage. If large holes are present, this will cause erratic heating and poor heat distribution.

Check the venturi tube running from the valves to the burners for obstructions. Spiders love to nest in there during the winter. These obstructions must be removed, as they will impede the propane flow.

Move the BBQ outdoors. Now is the time to install the propane tank. Always check all connections with soapy water for leaks and re-tighten as necessary. Open the lid and follow the manufacturers  instructions for lighting. - Happy Barbecuing -

Yard Clean-up

Time to move outdoors and clean-up all the debris from the long winter. Raking the lawn of all loose debris and dead grasses. Bag it and put it out for the yard waste or compost pick-up. Remove any combustible waste from around the yard. Do not allow piles of newspaper or furniture to accumulate out doors where they may become a fire hazard. In years past there have been problems with unknown persons starting fires in back yards and garages.

Make sure your storage sheds and garages are secure and locked.

“Don’t Give Fire A Place To Start.”

In The House

This is the place we usually relate to when we talk of “Spring Cleaning”.

Let’s not forget Fire Safety inside as well. Have we taken a good look at the furnace room. Can we get rid of some of the things that have accumulated over the winter. Other areas that seem to be out of sight - out of mind, we all have them, closets that are overflowing, hallways that seem to be impassable, spare rooms that are used for nothing else than to collect things which we will never use. Get rid of what we no longer need. Reduce, Re-use and Recycle. Have a yard sale to dispose of the things we no longer need.

“A Tidy House Seldom Burns”

* * * * * * * * * *

Visit The Fire Guy
www.thefireguy.ca

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Please Help Us Fight the Cycle of Poverty

Filed under: Local Events — Timothy Salisbury @ 8:00 am April 15, 2009

As some of you know, I didn’t have a lot of the luxuries of life growing up.  When I attended my own graduation, I did so in a borrowed suit, so this hits close to home with me.  If you have anything that you can donate, it would greatly be appreciated by a child in similar circumstances.

Thanks,
T.

Prom Project Niagara - Please help us fight the cycle of poverty by donating an article of formal clothing.

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The Education Foundation of Niagara (EFN) is proud to announce our newest event: Prom Project Niagara, Saturday, May 2, from 10:00 a.m. - 4:00 p.m. at the Quality Hotel Parkway Convention Centre in St. Catharines.

As a way to combat the effects of poverty, the EFN has created Prom Project Niagara as an event that will support and provide for underprivileged students in both elementary and secondary schools. Prom Project Niagara celebrates the achievements of students who have overcome adversity in reaching the milestone of graduation by matching our young people with an outfit, dress, or suit so they can walk proud on their special day.

By referral, we give young people the opportunity to select formal wear free of charge to attend their formals and graduation ceremonies and the ability for grads to feel confident, stylish and proud.

The EFN needs your help to make the day a success.

You can help by donating new or gently used formal wear that is in excellent condition. We are looking for dresses, skirts and shirts, suits, formal men’s shirts, ties and blazers.

Clothing can be donated at the following drop-off locations:

Bev’s Dry Cleaning Depot - St. Catharines - 33 Lakeshore Rd.
Lakeport Cleaners and Laundromat - St. Catharines - 220 Lakeport Rd.
Lake & Carlton Laundromat - St. Catharines - 117 Carlton St.
Royal Professional Dry Cleaners - Niagara Falls - 3519 Portage Rd.
Yazz Cleaners & Quick Stitch - Niagara Falls - 7637 Lundy’s Lane
Yazz Dry Cleaners & Quick Stitch-Welland - 800 Niagara St.
Lightheart’s Dry Cleaners - Welland - 545 Niagara St.
Lightheart’s Dry Cleaners - Port Colborne - 388 King St.
Pike Dry Cleaners - Fort Erie - 93 Jarvis St.

Please help us fight the cycle of poverty by donating an article of formal clothing.

For further information, please visit EFN.

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