The Federal Budget and How It Effects the Real Estate Market

I sent an email out last week to subscribers regarding the Federal Budget, soI thought I would forward the below link as it talks about additional grants available by making your home, personal or investment property more Eco Friendly.

T.

Timothy Salisbury
Broker
The Salisbury Team
Royal LePage Niagara Real Estate Centre Inc., Brokerage
Toll Free – 1-800-467-8498
Office – 905-937-6000
View My Website at www.timothysalisbury.com
When Buying or Selling, please remember me!

PS: Less than 8 days to Valentine’s Day. This is your reminder.

Here is the link:

Example:  For each energy star window installed – you can get $30 from the Federal government and $30 from Provincial government.  For 10 windows, that would be $600.00.  It costs approximately $300-$350 for the first visit – you get $150 back from provincial government and then $150 for the return visit after the work is done.  You could get more money by following their other minor recommendations and insulating or caulking etc.

http://www.oee.nrcan.gc.ca/residential/personal/new-home-improvement/contact-advisors.cfm?attr=4

Welcome to 340 Glenridge Avenue, St. Catharines, Ontario!

UPDATE: This property has been SOLD!

Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings.

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This home is priced at $189,876.00 and grosses approximately $21,600.00!

The greatest phrase in Real Estate … Location, Location, Location!!! Be one of the few owners of a property on Glenridge Avenue near Brock University and the Pen Centre.  This 2 storey, 3+ Bedroom, maintenance free exterior semi is waiting for you.  As you enter the front entrance, you enter the living room with gas fireplace, walk through to the kitchen and dinette area, and the patio doors off the dinette leads to a deck overlooking the partially fenced backyard.  Upstairs features 3 bedrooms and a 4 piece bathroom.  Downstairs has a very large 4th bedroom or a recreation room area with a 3 piece bathroom and a laundry/furnace area.  Some updates include windows attached garage as well as a single plus gravel driveway for parking.

You can see the location here. Enjoy the comforts of this very spacious home by contacting Timothy Salisbury at 800-967-8498 or email him for more information.

For St. Catharines attractions, you can visit:

Tour St. Catharines
St. Catharines on WorldWeb
St. Catharines Website

For pictures of this and other homes I have listed, visit St. Catharines Real Estate listings page or the listings section of the blog.

Current Mortgate Rates for St. Catharines/Niagara area

Rate
Term
5-Year Fixed 4.39%
3-Year VRM 4.00% Prime plus 1% fully open term.

Quote of the Week
The trouble with our times is that the future is not what it used to be.
Paul Valery 

paulcroteau.jpg

Paul Croteau
Mortgage Specialist
BMO Bank of Montreal
31 King Street
St. Catharines, ON
ph: (905) 321-3230
fx: (905) 641-7854
Paul.Croteau@bmo.com

Welcome to126 Romy Crescent in Thorold Ontario Canada

Update: This home is no longer available.

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This home in Thorold is priced at just $139,900.00 and would be great for the first time home buyer or for additional investment property owners!

This 2 storey three bedroom investment semi is just minutes from Brock University and the Pen Centre. From the dining room, you have access through the new patio doors that lead to a nice deck with a fully fenced yard. There have been updates done including picture window in the living room and in the 4 piece bathroom, there’s a new tub surround. Within this home there is potential for a fourth bedroom or recreation room downstairs.

Directions to 126 Romy Crescent in Thorold, click here.

For further information on this home, you can go here or please contact Timothy 800-467-8498 or email him.

For this and other homes, please go to the listings page of St. Catharines Real Estate or the blog listings section.

For some of Thorold’s attractions, please click on the following links:
Thorold Blackhawks
Thorold City Hall
Brock University
The Pen Centre

The History Behind Groundhog Day!!!

groundhog.jpgGroundhog Day, is celebrated across the United States and Canada, on February 2, is purely a North American tradition. It is based on a belief that on this day (February 2) the groundhog, or woodchuck, comes out of hole after winter hibernation to look for its shadow. If the shadow is seen, it’s a sunny day. And the groundhog foretells ‘six more weeks of bad weather’ and thus a lingering winter. But spring is coming if no shadow is seen because of clouds. The groundhog then behaves accordingly. It goes back into the hole if the weather turns bad, but stays above ground if spring is near.

Thus weather prediction or prognostication came as an integral feature of Groundhog Day tradition. This prediction owes its origin to the European tradition of Candlemas. There is an old European supposition that a sunny Candlemas day would lead the winter to last for ‘another six weeks’. Also celebrated on February 2, was used to commemorate the Purification of the Virgin Mary. Candles for sacred uses were blessed on this day. Gradually the traditions at this Candlemas came to associate with them different folklores. The German added the belief of an animal, initially a hedgehog, being frightened by his shadow on Candlemas would foretell that winter would last another six weeks. This belief was brought in America during the 18th Century by the German settlers. These settlers adopted the groundhog as their weather predictor.

The Groundhog Day came into being in North America during the late 1800s. Thanks to the combined effort of Clymer H. Freas, a newspaper editor, and W. Smith, an American Congressman and newspaper publisher. They organized and popularized a yearly festival in Punxsutawney, Pennsylvania, the State was populated predominantly by German settlers. The festival featured a groundhog named Punxsutawney Phil which used to foretell how long the winter would last. This very popular event is still being held and is called Groundhog Day.

There has been a concerted effort in popularizing and commercializing the Groundhog Day across the United States. Chuck Wood is The Committee for the commercialization of Groundhog Day’s official mascot. The movie “Groundhog Day,” has played a key role in popularizing the schedule of Events in Punxsutawney, Pennsylvania, on and around February 2. Apart from Pennsylvania, fascinating Groundhog Day events are also held in other states, especially, Nebraska, Tennessee, Georgia, Ohio, Arkansas, and California.

Understanding Their Shadows!!!

As light emitting from a source gets hit by an opaque object a shadow is created away from the source and on the other side of the object.

Shadows under the sun are created when the sunrays get hit by any opaque object – living or not. As the sun moves on from east to west shadows are created. Thus shadows are the longest when the sun is in the east or, west horizon. At around noon when the sun is perched just overhead, the shadows get reduced to a minimal length. The movement of shadow in sync with the sun could be applied in making a sundial, the earliest form of clock known to give a near perfect reading.

This shadow movement also changes with the change of season. In winter as the North Pole leans away from the sun light falls a bit slanting on the objects in the North. Thus shadows are always a little longer throughout the winter days as against those during the summer. The variation in this shadow movement also helps us to predict the shifting of the seasons.

Now is it really possible to predict if spring is near or far?

Well, on February the sunlight is already bound for summer as the North Pole comes nearer the sun. The length of shadow is thus somewhat shorter, but not remarkably enough. So it is difficult to distinguish between a late January and a late February shadow unless you are a keen regular observer.